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Does self-control constitute a driver of millennials’ financial behaviors and attitudes?
dc.contributor.author | Rey-Ares, Lucía | |
dc.contributor.author | Fernández-López, Sara | |
dc.contributor.author | Castro-González, Sandra | |
dc.contributor.author | Rodeiro-Pazos, D. | |
dc.date.accessioned | 2022-09-26T07:52:51Z | |
dc.date.available | 2022-09-26T07:52:51Z | |
dc.date.issued | 2021-08 | |
dc.identifier.citation | Rey-Ares et al., 2021 L. Rey-Ares, S. Fernández-López, S. Castro-González, D. Rodeiro-Pazos Does self-control constitute a driver of millennials' financial behaviors and attitudes? Journal of Behavioral and Experimental Economics, 93 (2021), Article 101702 | es_ES |
dc.identifier.uri | http://hdl.handle.net/2183/31720 | |
dc.description.abstract | [Abstract] Millennials are currently facing particular financial challenges that will condition the future financial well-being of the society as a whole, and the decision-making process happening in worse circumstances than those of preceding generations. However, few studies to date have deeply analyzed millennials’ financial behaviors, and particularly, how self-control operationalizes their financial choices. Using data from the 2017 Survey of Financial Competences of Spanish individuals, this paper analyzes how self-control influences different financial behaviors and attitudes and whether this effect differs between millennials and older generations. The results indicate that self-control does influence the individuals’ financial attitudes regardless of generation, whereas in the case of financial behaviors, only those millennials exhibiting the highest levels of self-control are affected by it when deciding on a saving account or a personal loan. These outcomes have numerous significant implications, in addition to providing recommendations to policy makers aimed at engaging millennials in healthier financial behaviors. | es_ES |
dc.language.iso | eng | es_ES |
dc.publisher | Elsevier | es_ES |
dc.relation.uri | https://doi.org/10.1016/j.socec.2021.101702 | es_ES |
dc.rights | Atribución-NoComercial-SinDerivadas 3.0 España | es_ES |
dc.rights.uri | http://creativecommons.org/licenses/by-nc-nd/3.0/es/ | * |
dc.subject | Self-control | es_ES |
dc.subject | Financial behavior | es_ES |
dc.subject | Financial attitudes | es_ES |
dc.subject | Financial literacy | es_ES |
dc.subject | Millenial generation | es_ES |
dc.subject | Autocontrol | es_ES |
dc.subject | Comportamiento financiero | es_ES |
dc.subject | Actitudes financieras | es_ES |
dc.subject | Alfabetización financiera | es_ES |
dc.subject | Generación milenial | es_ES |
dc.title | Does self-control constitute a driver of millennials’ financial behaviors and attitudes? | es_ES |
dc.type | info:eu-repo/semantics/article | es_ES |
dc.rights.access | info:eu-repo/semantics/openAccess | es_ES |
UDC.journalTitle | Journal of Behavioral and Experimental Economics | es_ES |
UDC.volume | 93 | es_ES |
UDC.startPage | 101702 | es_ES |
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