Collado-Rodríguez, NoeliaKohl, Uta2025-06-032025-06-032021Collado-Rogriguez, N., & Kohl, U. (2021). ‘All Data Is Credit Data’: Personalised Consumer Credit Score and Anti-Discrimination Law. In U. Kohl & J. Eisler (Eds.), Data-Driven Personalisation in Markets, Politics and Law (pp. 124–141). chapter, Cambridge: Cambridge University Press.9781108891325http://hdl.handle.net/2183/42151[Abstract]: This chapter asks whether anti-discrimination imposes limits on the extent to which lenders may use big data analytics in arriving at risk-scores and differential credit products. Are price disparities based on big data analytics that profile individual consumers socially and psychologically based on their online behaviour fundamentally different from traditional pricing models based on, for example, poor repayment history or the newness of the customer, and if so, why?engCC-BY-NC-ND 4.0http://creativecommons.org/licenses/by-nc-nd/3.0/es/Credit dataConsumer credit scoreAnti-discrimination lawbook partopen access10.1017/9781108891325.010