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http://hdl.handle.net/2183/42203 Proyecto educativo de educacion financiera para fomentar los objetivos de desarrollo sostenible
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Enríquez-Díaz, J., Álvarez-García, B., & Aneiros Taboada, X. (2025). Proyecto educativo de educacion financiera para fomentar los objetivos de desarrollo sostenible. Carmen Victoria Escolano Asensi, Luis Francisco Brotóns Muró (coord.). Economia y empresa iberoamericana III. Hacia la triple transición, social, ecológica y económica (pp. 145-152). Dykinson
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[Resumen]: La educación fi nanciera ayuda a mejorar el nivel de conocimiento que tienen los ciudadanos sobre productos y mercados fi nancieros y favorece que estos puedan tomar decisiones económicas de manera informada y siendo conscientes de las consecuencias que se derivan de esas decisiones. Es por ello que la educación fi nanciera es una herramienta fundamental para mejorar el bienestar personal y la estabilidad económica global, y contribuye al logro de varios Objetivos de Desarrollo Sostenible. Teniendo esto en cuenta, en este trabajo se presenta un proyecto formativo con el que se pretende mejorar la educación financiera de los jóvenes. El proyecto se ha implementado en colaboración con 5 centros educativos de la provincia de A Coruña (España), en los que se realizaron talleres para estudiantes de 4º de ESO y 1º de Bachillerato. Los principales objetivos perseguidos eran:
1) concienciar a los jóvenes sobre la importancia de la educación fi nanciera, 2) evaluar
el nivel inicial de conocimientos fi nancieros de los estudiantes, 3) analizar la efectividad
de la formación impartida y 4) identifi car cuáles son los factores sociodemográfi cos que
pueden infl uir en los niveles de educación fi nanciera de los jóvenes. Los resultados del
análisis empírico indican que los estudiantes que participaron en el proyecto mostraron
una mejora signifi cativa en sus conocimientos fi nancieros. El estudio también destaca
la importancia de integrar la educación fi nanciera en el currículo escolar y promover la
colaboración entre escuelas y otras partes interesadas.
[Abstract]: Financial education helps to improve citizens’ level of knowledge about fi nancial products and markets and enables them to make fi nancial decisions in an informed manner and with an awareness of the consequences of those decisions. Financial education is therefore a fundamental tool for improving personal well-being and overall economic stability, and contributes to the achievement of several Sustainable Development Goals. With this in mind, this paper presents an educational project that aims to improve the fi nancial literacy of young people. Th e project has been implemented in collaboration with 5 high schools from the province of A Coruña (Spain), where workshops were held for students in the 4th year of compulsory secondary education and 1st year of baccalaureate. Th e main objectives pursued were: 1) to raise young people’s awareness of the importance of fi nancial education, 2) to assess the students’ initial level of fi nancial literacy, 3) to analyse the eff ectiveness of the training provided and 4) to identify the socio-demographic factors that may infl uence young people’s levels of fi nancial education. Th e results of the empirical analysis indicate that the students who participated in the project showed a signifi cant improvement in their financial literacy. The study also highlights the importance of integrating financial education into the school curriculum and promoting financial literacy between schools and other stakeholders.
[Abstract]: Financial education helps to improve citizens’ level of knowledge about fi nancial products and markets and enables them to make fi nancial decisions in an informed manner and with an awareness of the consequences of those decisions. Financial education is therefore a fundamental tool for improving personal well-being and overall economic stability, and contributes to the achievement of several Sustainable Development Goals. With this in mind, this paper presents an educational project that aims to improve the fi nancial literacy of young people. Th e project has been implemented in collaboration with 5 high schools from the province of A Coruña (Spain), where workshops were held for students in the 4th year of compulsory secondary education and 1st year of baccalaureate. Th e main objectives pursued were: 1) to raise young people’s awareness of the importance of fi nancial education, 2) to assess the students’ initial level of fi nancial literacy, 3) to analyse the eff ectiveness of the training provided and 4) to identify the socio-demographic factors that may infl uence young people’s levels of fi nancial education. Th e results of the empirical analysis indicate that the students who participated in the project showed a signifi cant improvement in their financial literacy. The study also highlights the importance of integrating financial education into the school curriculum and promoting financial literacy between schools and other stakeholders.